Motorcycle Insurance in San Antonio, TX

Exploring the exciting realm of motorcycle riding entails a unique set of duties, with motorcycle insurance being a primary concern for every enthusiast. It’s essential for riders, both seasoned and beginners, to grasp the complexities of motorcycle insurance.

What Does Motorcycle Insurance Cover?

A typical motorcycle policy includes the following coverage: 

• Liability insurance—This is typically mandatory and can financially cover the cost of injuries or damage you cause to others if you’re at fault in an accident. It can also cover legal expenses if you’re sued.
• Collision coverage—This coverage can help pay for damage to your motorcycle from a collision with another vehicle or object, minus your deductible.
• Comprehensive motorcycle coverage —This coverage can help pay for noncollision-related incidents such as theft, fire or weather damage.
• Uninsured/underinsured motorist coverage—This coverage can financially protect you if you’re in an accident caused by a driver who doesn’t have insurance or doesn’t have enough insurance.
• Accessories and custom parts/equipment coverage—If you’ve customized your bike, this coverage can help pay for damaged or stolen custom parts.

How Does Motorcycle Insurance Work?

After an accident occurs, those who have been harmed may choose to file a claim with the insurance company of the at-fault rider. The insurance company will proceed to review the claim, determine fault, and settle on fitting compensation within the limits of the policy’s coverage. Once liability is confirmed, the at-fault rider’s insurance can pay for the approved costs up to the maximum amount allowed by the policy.

Where Can I Get Motorcycle Insurance?

Contact Valley Insurance to discuss your motorcycle insurance policy. We can provide insurance coverage recommendations tailored to meet your unique requirements.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.